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My First Million

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Asymmetric Risk Portfolio Theory

Reusability

An investment approach that takes multiple small bets where maximum loss is capped but upside is potentially unlimited

How It Works

Make investments where you can lose 1x but potentially gain 3-10x. Use debt financing to preserve equity while maintaining downside protection through asset backing

Components

1

Maintain core cash-flowing business as foundation

2

Use debt financing to preserve equity upside

3

Take multiple small bets rather than few large ones

4

Ensure each bet has tangible asset backing

5

Focus on businesses with known playbooks rather than pure innovation

When to Use

When you have stable cash flows from a core business and want to diversify without risking core operations

When Not to Use

When you lack stable base income or are betting everything on single outcomes

Anti-Patterns to Avoid

Betting the farm on single investmentsTaking risks without asset backingIgnoring cash flow requirementsMaking emotional rather than data-driven decisions

Example

Buying $3.5M of land - worst case lose the investment but still own $3.5M of land. Best case develop it into $100M+ aviation community. The downside is capped, upside is massive